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3) Medical Power of Attorney--This document allows you to appoint

someone to make your health care decisions for you if you are unable

to do so for yourself. It doesn't come into effect unless you are

incapacitated and not able to rationally decide for yourself.

Medical doctors must declare that you are not competent before

the power is transferred to the person you name.

4) Directive to Physicians (Living Will) - This document allows you to

decide while you are still capable of how you want your final illness

to be handled. You may choose now whether to suspend useless life

support efforts if death is imminent allowing you to die naturally, or

you may choose to continue all medical efforts to sustain your life.

This only comes into play when at least two medical doctors declare

that death is imminent and that your condition is non-reversible.

Regardless of the choice, the Directive to Physicians directs the

doctors to keep you comfortable and with as little pain and suffering

as possible. This document relieves the burden on loved ones at a

very difficult time.

5) Anatomical Gift--If you wish to donate any organs to another person,

science or research, this form allows your desires to be known. You

have the option of what organs to donate, and for what purpose they

are to be used. Many people consider this a priceless gift of life to

someone else when they die.

5) What happens if I die without a will?

Answer:

The laws of intestate succession dictate how your estate is divided. For

example if you are married with children, everything you own will go

to your spouse. If you have children from a prior marriage, the estate

is divided between your spouse and your children from the previous

marriage. The rules vary depending on whether the property is

community property or separate property, and whether the property is

real property (land and anything permanently attached to the land),

or personal property (everything else). A spouse will never be kicked

out of the family residence.

6) Can Estate Planning save money for my loved ones?

Answer:

Yes. Tax planning is an integral part of estate planning.